Press Centre

Rome, 25 March 2026 – The Board of Directors has approved the financial statements of HDI Assicurazioni as of 31 December 2025.

The Company closed the 2025 financial year with positive results showing growth compared to the previous year, confirming strong financial solidity.

The non-life segments, with 799 million euros of gross written premium, recorded an increase of +3.8%. The total GWP of HDI Assicurazioni amounted to 1,677 million euros, Life GWP is equal to 878 million.

The net result for the year stands at 40.7 million euros (28.4 million in 2024), and the pre-tax result is 53.1 million euros (35.9 million in 2024).

For the preparation of the 2025 financial statements, unlike previous years, the Company did not make use of the option granted by the former IVASS Regulation no. 52 of 30 August 2022, which would have allowed deviation from the usual valuation criteria for securities recorded in the non-durable portfolio.

Shareholders’ equity amounts to 589 million euros and investments total 6,205 million euros.

The technical profitability of the non-life segments has improved, with the Combined Ratio at 89.4%, compared to 90.6% in 2024. The Loss Ratio stands at 60.0%, down 1.7 percentage points from the previous year. The Cost Ratio is 28.3%.

The Solvency Ratio, calculated using the Standard Formula with the use of USPs, is up, standing at 211.0% compared to 206.5% in 2024.

Roberto Mosca, Chief Executive Officer of HDI Assicurazioni, commented: “The year 2025 ended in an economic and geopolitical context marked by instability and rising costs for households and businesses. In this context, the results achieved by the Company take on particular significance: the Financial Statements show an increase in net profit of over 40% compared to the previous financial year and growth in non-life gross written premiums of +3.8%, while maintaining a strong capital position that represents one of the fundamental pillars of our identity. These figures confirm the Company’s commitment to operating with discipline, vision and responsibility, even in complex environments. The results are the outcome of the contribution of our people and the importance of collaboration with our agency network, which is a central element of our presence across the territory. Looking ahead, our approach remains driven by the same determination, together with the Talanx Group, our employees and Agents, as well as our insurance partners, with the goal of continuing to grow sustainably and achieving new milestones.”